When the weather is nice, it is nice to get out on a boat. While boating can be pleasurable, accidents on the water can happen. Boating accidents can leave you and others on the boat in serious pain from significant injuries. First, we want to say how sorry we are that this has happened to you. It is very possible that these injuries could affect you for the rest of your life. What you need to know is that you deserve to get full compensation for this. We will do everything in our power to get you the best possible result. After you read about the specifics of a boat accident case below, please call our Pensacola boat accident lawyer to set up your free initial consultation to go over your case.

Florida Boat Accident Statute of Limitations

To have a successful case, you need to make sure you get your case filed in plenty of time. You are held to a deadline, known as a statute of limitations, by the state of Florida. You have four years from the date of your boating accident to bring your claim or have it settled in civil court. If you miss this statute of limitations, you will be barred from receiving compensation. As such, it is vitally important that you contact an attorney right away so that they are not working under a tight deadline. It might be tempting to wait since four years seems like a long time, but there are a lot of time sensitive things involved in your case. Your witnesses eventually will forget the fine details of the event, your evidence will go missing, and you could make some serious mistakes along the way, which is something that we want to avoid at all costs.

How Florida Boating Accident Compensation Works

When you seek compensation, there are a few things that you need to understand. You will be receiving compensation from the liable party, aka the person who caused the accident. That may be the driver of the boat that you were on or it could be the other driver of someone else’s boat that hit you. You are not directly suing the person who caused the accident, so you should never feel guilty about filing a boating accident claim.

You will be compensated for a number of things. That includes past and future lost wages, medical expenses, pain and suffering, property damage if your boat was damaged in the accident, and any expenses related to the accident. Your compensation award will be a dollar amount determined by these factors.

When a dollar amount is determined, you also have to go through the process of determining your role in causing the accident. Fortunately, you have a lot of leeway in the state of Florida. If you are determined to be 100 percent at fault, you would be barred from receiving compensation. If you are anything under 100 percent at fault, your compensation award, unfortunately will be reduced. For example, if you were found to be 10 percent at fault for your injuries and were awarded $10,000 then you would be able to collect $9,000 of that award. We will work to prevent you from getting blamed for your injuries.

Always Avoid Talking to Liable Party’s Insurance Company

There is one thing that we suggest to everyone in a personal injury case do and that is  avoid talking to the insurance company of the liable party at all costs. You will be contacted by the liable party’s insurance company very shortly after the accident, potentially while you are in the hospital on pain medication recovering from the accident. They know that you are in a vulnerable state and will try to take full advantage of that. You will be asked to give a recorded statement to the insurance company and we strongly advise you not to do so because it can negatively impact your case. They are trained to ask you questions in a way that would force you to answer unfavorably and we want to protect you from that. It is hard to defend your case if you have said something damaging to the insurance company. The best option is to allow your lawyer to take over all communication with the insurance company.

Contact Our Pensacola Boat Accident Lawyers Today

If you want compensation after getting seriously injured during a boating accident, please do not hesitate to call our Pensacola boat accident lawyer. We offer free initial consultations to go over the details of your case, and we can get to work for you right away. You are a priority, and your case is important to us. We want you to feel secure, comfortable, and confident in your lawyer when you pursue compensation.